I do not take insurance so am considered out-of-network. I will provide you with a Superbill at the end of the month to sumbit to your insurance company. The monthly bill will have all the codes on it that your insurance company will need. Give them a quick call to ask what percentage they REIMBURSE (not cover) for out -of-network mental health benefits. Ask them where to forward your monthly bill for reimbursement.
NOTE: It is very plan-specific (not company specific) as to how much you are able to get reimbursed.
You can pay with a credit card of check. I use Ivy Pay, an app for therapists, to accept credit cards. After I enter your mobile number, you will receive a text and a link to follow to ener your credit card information. You can use any credit, debit or HAS/FSA card. Ivy Pay will then run your card and save the card infomation for the next session.